NRA instructor Insurance

[Jfoster99 80]

The NRA offers the coverage below for $150 per year for the base option with $250k of coverage and I can name an alternate location ( my local range)

 

http://www.locktonrisk.com/nrains/instructors.htm?utm_source=nrainstructors&utm_medium=instbanner&utm_campaign=instbroadercoverage

 

 

Can anyone suggest a cheaper alternative with the same minimum $250K or better coverage.

 

for example I have $500k liability insurance to cover me as an EMT with my local Ambulance corp and it only cost $39/year.

 

 

[Nucrunner 75]

Can you provide some info as far as the liability insurance for being an EMT?

Company? available to anyone? Is this for volunteer EMS?

 

Thanks,

[Arbelest 29]

Also interested in the EMT policy

 

#threadhijack

Nucrunner, is my cert in for that class I took a few weeks back?

#endhijack

[MedicYeti 96]

I did some looking for myself and chose the NRA Instructor insurance. The other insurance policies didn't cover nearly as much as the NRA. For example; the NRA insurance coveres me while I teach at my home, driving to the range and while at the range. If anyone falls, shoots themselves or crashes on the way to/from the range I'm covered. I'm also covered in case someone takes my class then does something stupid and hurts themselves, someone else or damages property with a firearm - and they choose to sue me stating I didn't teach them correctly.

I have an umbrella policy to cover my home and family so if a guest gets hurt at my home and sues I'm covered by the umbrella. So if someone ignores the "no diving" signs and dives into my pool and becomes dead I'm covered. The umbrella doesn't cover instructing or range time but gives partial coverage if someone falls on my property. I was unable to find anything as through as the NRA Insurance. If you find something comparable please tell us.

Btw: which coverage do you have as an EMT?

[Melgamatic 66]

The NRA offers the coverage below for $150 per year for the base option with $250k of coverage and I can name an alternate location ( my local range)

 

Can anyone suggest a cheaper alternative with the same minimum $250K or better coverage.

 

Anthony Colandro gave us the name of a better (NJ-based) insurance company during my recent NRA instructor classes.

 

It was http://guninsurance.com .  No personal experience yet, but this is who GFH and their instructors use, and his recommendation is probably well-based in reality.

 

-Dave

[Nucrunner 75]

 

#threadhijack

Nucrunner, is my cert in for that class I took a few weeks back?

#endhijack

 

Arbelest, yes, I've been carrying your' s and Lauren's around for a week or so,

Will I see you tomorrow night?

[Jfoster99 80]

WWW.HPSO.COM

 

I am a volunteer EMT in my town. We have coverage while on duty in town but if I help someone while partying in Atlantic City the town insurance does not cover me.

 

 

We get 50% off as recent graduates so our yearly premium for the first year is only $43. A no brainier ....

 

Goto www.hpso.com. Select a quote... Be sure to put in "EMS volunteer" not "EMT Basic".

The select full time paid w2 (even though we are not paid) and you should get the rate below.. Pay online with a CC.I get 50% off as a recent graduate so our yearly premium for the first year is only $43.

 

Goto www.hpso.com. Select a quote... Be sure to put in "EMS volunteer" not "EMT Basic".

Then select full time paid w2 (even though we are not paid) and you should get the rate below.. Pay online with a CC.

[Arbelest 29]

Thanks for the information!

[Jfoster99 80]

The guninsurance.com cheapest plan for $300 for $1m in coverage

 

The NRA sponsored plan had an option for $175 for $250k.

 

I mostly teach friends and family now but need insurance because the range requires it. They need to be specifically named as a covered location on the policy for me to take students their.

[Melgamatic 66]

The guninsurance.com cheapest plan for $300 for $1m in coverage The NRA sponsored plan had an option for $175 for $250k. I mostly teach friends and family now but need insurance because the range requires it. They need to be specifically named as a covered location on the policy for me to take students their.

 

That's interesting data.  Thanks.  I wonder if you could have any kind of accident at a range with firearms where $250k would actually cover you...